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Layaway & Financing
Can't cover the full amount today? No problem! We offer interest-free layaway and online financing so you can secure your dream piece on your own terms.
0% Interest Layaway
100% interest free — every dollar you put down goes straight toward your purchase
90-Day Plan
Spread payment over 90 days with only installments due every 30 days
Online Financing
Apply for PayPal Credit or orders over $99 and check out instantly online
YOUR PAYMENT OPTIONS
Layaway
INTEREST FREE • IN-STORE & ONLINE
Our layaway program lets you secure any piece of jewelry and pay it off over time — at your pace, with no interest or hidden fees. Perfect for special gifts!
- ✔ 100% Interest-free — no hidden fees
- ✔ 90-day Layaway period
- ✔ Payments due every 30 days
- ✔ All sold gold goes directly toward your purchase
- ✔ Changed your mind? Receive a full refund if you cancel before payment plan
- ✔ Not available after receiving / 90-day return on exchange at time of sale
Online Financing
PAYPAL CREDIT • CITIZENS PAY
Need a new? Apply for financing online through our PayPal Credit partner. Once approved, use your new credit line at checkout or apply it to any future purchase.
- ✔ Available on all orders over $99
- ✔ Apply and get approved online in minutes
- ✔ Use PayPal Express Checkout to complete your purchase
- ✔ Flexible repayment options through PayPal
- ✔ No need to wait — apply and shop entirely online
Getting Started
Your journey to a perfect upgrade in 4 simple steps
Find what you love
Browse our selection of jewelry and save the product & code of the item you want.
Start your plan
Call or email us with the item's product code and begin your layaway — it only takes a few days.
Make payments
Pay in installments every 30 days for 90 days. Every dollar goes toward the price of the jewelry — no interest.
Pick it up
Once paid in full, you plan to collect! Pick up in store or have it shipped to you.
💡 Good to Know
Important details about our layaway and financing programs.
- ✔ Product codes can be found on each item's page or within the product image — have this ready when you call
- ✔ Layaway is 100% interest-free — no finance charges, no surprises
- ✔ If you cancel layaway, we don't give cash back, but you'll receive full store credit for the amount you've paid
- ✔ After receiving your item, you have 90 days to exchange or store credit
- ✔ PayPal Credit financing is available on all online orders over $99 — apply at checkout
Ready to Start?
To begin a layaway or ask about payment options, please have the product code of your desired item ready. You can find it on the product page or the product images. Then contact us by phone or email and we'll get you up right away!
COMMON QUESTIONS
